Commercial Umbrella
All classes of business other than trucking, gas/oil/energy, asbestos removal/abatement, heavy products, and other than miscellaneous professional liability.
What We Offer:
- $5,000,000 limit capacity under our Treaty
- Over approved carriers/rated A or A-VII or better by AM Best
- Over GL, AL, EL, Liquor (but not stand alone Excess AL or Liquor)
- Excess OCP, and Project Specific Excess GL
- Excess Layers (example: 5 x 5 x Primary)
- Claims-made excess over Shand Primary Products (Low to Medium Hazard) and Miscellaneous Professional Liability
- Excess Garage Liability (on other than dealers)
- Excess Liquor Liability (on other than bars/taverns)
Minimum Underlying Requirements:
- 1/2/1 General Liability
- $1 Million CSL Auto Liability
- 500/500/500 Employers Liability
Submit for Quote (guidelines before submitting)
- Provide a fully completed, current, ACORD Umbrella application
- Provide a copy of any supplemental applications from the underlying
- Provide a five year loss summary; details of any losses over $100,000
- Provide a clear description of operations, exposures, controls, rating basis
- Provide a gross receipts, payroll, number of vehicles by type
- Provide underlying carriers, effective dates, limits, and premiums
http://www.specialrisksltd.com/Forms/126.pdf
http://www.specialrisksltd.com/Forms/131.pdf