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Artisan Contractors GL product is specifically designed to accommodate new ventures with no prior Insurance.
Only one 1 year of experience required. GL Limits: up to $1 Million/$2 Million
Minimum payroll: $16,000; $10,400 in CT
Minimum Premium: $550, $400 in CT
Login to the SRL EZ Raters to receive 8 to 12 GL quotes from different markets in 10 seconds
Premium Financing option at 8% APR built-in; available for premium amounts $500 and more. 4, 5, 6, 7, 8 or 9 monthly payments. 25%
Down payment required.
Prefilled Applicaiton & Premium Financing Agreement Print and Sign
Available in New England and New York state Insurer: A.M.Best® A or A++ Rated Carriers
Roofing: Download Application and fax to (413) 781-0050 for a quote
General Contractor: Download Application and fax to (413) 781-0050 for a quote
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
The program is designed for Habitational Business up to 100 units with minimum occupancy of 75%
Limits: $1 Million/$2 Million BI & PD (Lessor’s Risk only).
Up to $6 Million on Property (all risk coverage/ any one risk)
Eligibility includes swimming pools, fitness centers, clubhouses, lakes/ponds, playgrounds and sport courts.
Please note: DP-3 and DP-1 packages available for residential 1-4 family dwellings (direct bill policy, admitted market): click here for more details
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
Businessowners Package is designed to fill the needs of the small business owner with up to $3,000,000 in sales. Property Coverage is offered with no Coinsurance Clause and with Loss of Income on an Actual Loss Sustained Basis (with maximum limit). Peak Season, Glass and Sign Coverages are just a few of the many coverages that can be provided. Professional Coverage automatically included on selected classes. Liquor Liability coverage is available for Restaurants, Convenience, Deli, Grocery and Liquor stores
Submit ACORD application for a BOP quote with a standard, admitted market (MA and NY only)
View other BOP classes available
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
Comprehensive coverage for residential and commercial child care centers including Nursery Schools, Head Start Programs, Montessori Schools, and Before and After School Care. Our superior coverage automatically includes Professional Liability as well as Medical Payments that includes children enrolled in the center for no additional charge. Employees are considered insureds for Defense Cost Reimbursement Coverage as well as Molestation and Abuse Coverage on most centers.
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
Businessowners Package is designed to fill the needs of the small business owner with up to $3,000,000 in sales. Property Coverage is offered with no Coinsurance Clause and with Loss of Income on an Actual Loss Sustained Basis (with maximum limit). Peak Season, Glass and Sign Coverages are just a few of the many coverages that can be provided. Professional Coverage automatically included on selected classes. Liquor Liability coverage is available for Restaurants, Convenience, Deli, Grocery and Liquor stores
Submit ACORD application for a BOP quote with a standard, admitted market (MA and NY only)
View other BOP classes available
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
Broad underwriting authority with available limits up to $5,000,000 on 785 classes of business
Minimum premium: $500
No Self-insured Retention required.
Limit up to $10 Mil available for qualified risks. Coverage is available on a supported or standalone basis over underlying carriers rated B++ or better as well as over Lloyds 'policies.
Minimum attachment point of $1,000,000 for Commercial Umbrella and $500,000 for Excess Commercial General Liability
Available in New England and New York state
Insurer: A.M.Best® A++ Rated CarrierQuote Online / Login to SRL EZ Raters
If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475This product is specifically designed to accommodate the coverage needs of a wide variety of Concessionaires and Vendors. These classes include but are not limited to Indoor Vendors, Outdoor Vendors, Seasonal Lots, Hot Dog Vendors, News Stands, Mall Kiosks and Christmas Tree Lots. Products and Completed Operations Coverage is provided on most classes. We also have the ability to package with Inland Marine Coverage and Property Coverage for office or warehouse locations. Blanket Additional Insured offered with every risk. Premium is fully earned and non-auditable
Available in New England and New York state
Insurer: A.M.Best® A++ Rated CarrierQuote Online / Login to SRL EZ Raters
If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475Businessowners Package is designed to fill the needs of the small business owner with up to $3,000,000 in sales. Property Coverage is offered with no Coinsurance Clause and with Loss of Income on an Actual Loss Sustained Basis (with maximum limit). Peak Season, Glass and Sign Coverages are just a few of the many coverages that can be provided. Professional Coverage automatically included on selected classes. Liquor Liability coverage is available for Restaurants, Convenience, Deli, Grocery and Liquor stores
Submit ACORD application for a BOP quote with a standard, admitted market (MA and NY only)
View other BOP classes available
Quote Online / Login to SRL EZ Raters
If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
Businessowners Package is designed to fill the needs of the small business owner with up to $3,000,000 in sales. Property Coverage is offered with no Coinsurance Clause and with Loss of Income on an Actual Loss Sustained Basis (with maximum limit). Peak Season, Glass and Sign Coverages are just a few of the many coverages that can be provided. Professional Coverage automatically included on selected classes. Liquor Liability coverage is available for Restaurants, Convenience, Deli, Grocery and Liquor stores
Submit ACORD application for a BOP quote with a standard, admitted market (MA and NY only)
View other BOP classes available
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
The product targets aerobic studios, corporate fitness centers, independently owned fitness centers, franchised fitness centers and express fitness centers. Incidental massage services and/or tanning operations are eligible. Coverage automatically includes Professional Liability and Molestation and Abuse coverage. Coverage also automatically extends to child sitting services, up to four sport courts, jacuzzis, hot tubs, as well as saunas and steam rooms. We also offer preferred pricing for 30 minute Circuit Training Facilities, Pilates and Yoga Studios
Available in New England and New York state
Insurer: A.M.Best® A++ Rated CarrierQuote Online / Login to SRL EZ Raters
If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475Eligible risks include those where the floor waxing is up to up to 50% of the operations .
Coverages available: General Liability, Property, Contractors Equipment, Rental Reimbursement, Lost Key Coverage, Property Damage Extension Endorsement, Independent Contractor’s Coverage and Blanket Additional Insured Endorsement
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475This product is specifically designed for land that is not vacant, but leased to others for use. Land leased for hunting, crop farming, animal grazing, equipment storage, parking lots, athletic fields and land with buildings on the premises are several of the eligible risks. Land with up to 1,000 acres and with ponds up to 25 acres in size are also eligible. Credits are available if the tenant is required to maintain the premises and also if the tenant names the land owner as an additional insured on their general liability policy.
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
Businessowners Package is designed to fill the needs of the small business owner with up to $3,000,000 in sales. Property Coverage is offered with no Coinsurance Clause and with Loss of Income on an Actual Loss Sustained Basis (with maximum limit). Peak Season, Glass and Sign Coverages are just a few of the many coverages that can be provided. Professional Coverage automatically included on selected classes. Liquor Liability coverage is available for Restaurants, Convenience, Deli, Grocery and Liquor stores
Submit ACORD application for a BOP quote with a standard, admitted market (MA and NY only)
View other BOP classes available
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
This product provides coverage for the owner of buildings that are being leased to others primarily for purposes other than residential use. Mixed occupancy buildings are acceptable. Property limits offered will be dependent upon tenant(s) occupancy. No eligibility restrictions on occupancy for General Liability (except for Nursing Homes, Assisted Living Facilities or other Healthcare facilities with an overnight exposure.)
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
Eligibility extends to new venture operations, risks offering on-premises tastings, and those with losses or violations. Businesses with multiple locations can be considered, an aggregate per location endorsement is automatically added to the policy. Retail operations are available as monoline liquor liability, commercial package or Business Owner’s package policy.
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
Our Long Shot Product is designed to offer Prize Indemnification Coverage for hole in one contests at golf tournaments. Prize value for up to $50,000 per hole and multiple holes can be covered on one policy. Coverage can be for a one day tournament or multiple days. Additional insureds can be included at no charge.
Minimum premium : $200
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
This product is specifically designed to accommodate the coverage and pricing needs of over 70 classes of mercantile exposures. New venture risks are eligible.
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
This product is specifically designed for Mobile Home Communities with up to 300 home sites per location. Significant credits are available based on risk characteristics such as the prohibition of dogs on premises, no rental homes, and no pools or playgrounds. Insureds are also entitled to discounted pricing when ordering criminal background checks through our preferred provider.
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
Quote Online / Login to SRL EZ Raters
If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
Businessowners Package is designed to fill the needs of the small business owner with up to $3,000,000 in sales. Property Coverage is offered with no Coinsurance Clause and with Loss of Income on an Actual Loss Sustained Basis (with maximum limit). Peak Season, Glass and Sign Coverages are just a few of the many coverages that can be provided. Professional Coverage automatically included on selected classes. Liquor Liability coverage is available for Restaurants, Convenience, Deli, Grocery and Liquor stores
Submit ACORD application for a BOP quote with a standard, admitted market (MA and NY only)
View other BOP classes available
Quote Online / Login to SRL EZ Raters
If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
This product is designed for the investor who owns units within residential condominium associations for rental purposes. These units can be rented to others on an annual or seasonal basis or occupied by the insured, as long as it is not their primary residence. Basic Version offers General Liability and essential Property coverages such as Loss Assessment and Improvements and Betterments. Deluxe Version offers a broader range of property coverages to best suit the insured’s needs.
Please note: General Liability Coverage only is offered in CT, MA, ME, RI
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
Specialty Training Schools:
This product is designed to cover up to 30 different types of instructional schools including, but not limited to, Art schools, Athletic instruction, Dance schools, Music training and Tutoring services. Professional liability is included at no additional premium on most classes. Abuse and Molestation coverage is available on many classes.
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
Quote Online / Login to SRL EZ Raters
If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
Private Schools
An Admitted Market (No Inspection Or Taxes) for Property & Casualty For The Following Classes Of Business :
Private Schools, Parochial Schools, Nursery Schools, Performing Arts Schools, Montessori Schools, Marshall Arts Schools,
Gymnastics Schools, Charter Schools, Tutoring Schools, Day Care Centers, Schools For The Arts, Dance Schools,
Preschool Centers, Amateur Sports, Trade/Vocational Schools
General Liability Min. Premium : $250 in CT, MA, NH; $295 in other states
Liquor Liability Min. Premium: $395 ($295 in NY)
The Main Event:
General Liability and/or Liquor Liability coverage for short-term events. Events with up to 10,000 attendees/10,000 consumers per day are eligible on most risks. We provide automatic coverage for volunteers and temporary or leased workers. The property owner can be included as an additional insured for no added charge.
The Host:
The product is designed for events featuring Host Liquor Liability exposures when purchased with General Liability. One-day events with 500 attendees or less are eligible. Separate limits are provided for Host Liquor Liability and General Liability. The property owner can be included as an additional insured for no added charge
Wedding Plus (not available in RI):
General Liability and Host Liquor Liability coverage for weddings. One-day events with 500 attendees or less are eligible. Rehearsal date can be included for no additional charge. General Liability and Host Liquor Liability have separate limits. $1,000 sublimit included for lost deposits and attire
No deductible
Occurrence coverage
Defense costs outside of policy limits
Automatic coverage for Volunteers, Temporary or Leased Workers, and Committee Members
Medical Payments coverage provided
Coverage for Damage to Rented Premises provided
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
General Liability coverage for a wide variety of trucking risks including, but not limited to, Gravel Haulers, Log Haulers and Coal Haulers. New ventures are eligible and we offer the Blanket Additional Insured and Waiver of Subrogation endorsements This product is non-auditable as coverage is priced on a per unit basis up to 20 units.
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
SRL Exclusive Program for Vacant Property and Property Under Renovation.
Extremely Competitive Rates 5 markets to choose (Admitted and Non-admitted carriers)
3, 6, or 12 months Policy Term for Residential & Commercial Risks. Property & Liability Coverage
Unlimited renewals. Fire Damaged Property and Partially Vacant Risks eligible
Coverage option: P&L; Liability Only; Property Only; Property Under Renovation
Maximum Limits: $2 Million (Property). $1 Million (Liability)
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
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If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
This Product targets applicants owning up to 1,000 acres at any one location that is completely vacant, not leased to others, and has no construction activity scheduled to occur during our policy term
Min. Premium $300
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
Quote Online / Login to SRL EZ Raters
If you don’t know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475
Products available on application submission basis:
Submit application for a quote and fax to (413) 781-0050
Monoline or package coverage including Liquor Liability for restaurants, bars, gentlemen’s clubs and night clubs. Operations with major entertainment as well as new ventures are eligible. Property limits available up to $1,500,000 for protection class 1 - 8 and $250,000 for protection class 9 – 10
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
This product is designed to cover owners or contractors constructing new residential or commercial buildings up to $6 Mil (higher limits are available ). All Risks Coverage includes Theft, Property in Transit and Soft Costs. The policy will be extended until project completion.
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
Builders Risk _ New Construction Application
Property Under Renovation Online Submission
Coverage for scheduled equipment written on an “All Risk” Inland Marine Coverage Form including Theft and Wind. Maximum schedule of equipment is $1,000,000
subject to a maximum limit of insurance of $150,000 per individual piece of equipment.
Replacement Cost Valuation is available for equipment up to five model years old.
Miscellaneous Tools and Equipment Coverage is available on a blanket basis with a maximum limit of $15,000 or 5% of the scheduled limit, whichever is lower.
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
Full Commercial General Liability coverage (excluding Medical Payments) for Christmas Kiosks and Christmas Tree Lots owners and operators. Available in New England and New York state.
Limits: Up to 1 Million/ 1 Million
Minimum Premium: $350
Minimum Deductible: $250
Special Features: Three Months Maximum Policy Term $25 Charge for Each Additional Insured Exclusions: Tree Lots with consumers cutting their own tree using a power saw; Santa Claus / Elf visits; Amusement rides
Available in New England and New York state
Insurer: A.M.Best® A Rated Carrier
GL/ Property/ Inland Marine Coverage for local level entertainers, who perform at private parties, fairs, exhibitions, weddings, neighborhood carnivals and theatrical companies Eligible Classes Include:
Bands/Musicians, Face painting, Santa & Mrs. Clause, Clowns/Magicians, Fortune Tellers, Theatrical Performers, Singing/Stripping Telegrams, DJ’s, Karaoke Hosts, Home Party Entertainers
Minimum Premium: $750(GL)
Rate: $10.00 per 1,000 receipts
Special Features: No inspection required
Prohibited Exposures: Hip Hop / Rap / Hard Rock Bands; Promoters of Shows; High Profile Entertainers, Indoor; Outdoor Pyrotechnics
Available in New England and New York state
Insurer: A.M.Best® A Rated Carrier
Submit ACORD Applications for a Quote
Farm Property & Liability coverage for Farm and Ranch business such as Growing or marketing of fields crops, fruits, nuts, vegetables, flowers Pick- your-own & cut-your own operations (blueberry, strawberry, apples) Greenhouse or nursery stock / sod including cut flowers, potted plants Christmas trees, fruit/nut trees, lawn sod, cranberry bogs Grove and orchard production Grain, hay/straw/fodder products. Aqua-Culture and Fish Farms eligible . Animals - Raising or Ownership of all types including fur bearing animals, livestock are all acceptable EXCEPT : Horses / Riding Animals; Exotic Animals ; vicious breeds of Dogs
Farms total acreage up to 2,000
Minimum Premium: $320 ($550 on All Farm Policy)
Special Features: Fruit stands are eligible for coverage; All Protection classes are eligible; Dwellings, barns and sheds are eligible
Prohibited Exposures: Tobacco Farms; Custom farming for others; Farm Labor and Migrant Workers; Rental of farm / mobile equipment / saddle animals; Hired or Non-owned Auto; Use of watercraft on the insured’s premises; Commercial Feed Ranches ; Horses / Riding Animals; Exotic Animals ; vicious breeds of Dogs
Available in New England and New York state
Insurer: A.M.Best® A Rated Carrier
General Liability Coverage for Fireworks Stands available in New England states
Insurers: A. M. Best® A Rated Carriers
Limits: Up to 1 Mill/ 1 Mill
Minimum Premium: $350
Additional insured available at $ 100 charge
Exclusion: No fireworks demonstrations on premises of the insured
No Permanent buildings in excess of 500 sq. ft
Available in New England and New York state
Insurer: A.M.Best® A Rated Carrier
Submit ACORD Applications for a Quote
We are a market for Hotels/Motels with up to 100 rooms per location with no cap on annual receipts. We can consider a variety of exposures including new ventures, risks with up to 2 swimming pools, other commercial occupancies and restaurants on the premises.
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
This Miscellaneous Articles Coverage is written on a scheduled or blanket basis with an “All Risk” Inland Marine Coverage Form. Coverage is available for 28 classes of equipment including vending machines, DJ equipment, concessionaire equipment, catering equipment, medical equipment, golf carts, amusement rides and ATM machines. Anima Mortality Coverage available. Policies are written with an Actual Cash Valuation and 100% coinsurance. Theft Coverage is provided. Maximum schedule of equipment is $5,000,000.
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
Coverage for In-Home Care Providers, Nanny Services and Day Care Classes risks up to 100 children including General Liability, E&O, Contents & Buildings
Available In : New England and New York State
Limits: Up to 1 Million (GL) Deductible: $250
Special Features:
Field Trips Allowed
Additional Sexual Abuse Liability (100 / 300)
Night Time/ Over Night Stay may be included
Prohibited Exposures: Swimming Pools; Animals; Adult Day Care; Trampolines
Available in New England and New York state
Insurer: A.M.Best® A Rated Carrier
Eligible Classes include (But not limited to) : Bars, Restaurants, Retail Liquor Stores, Convenience Stores & Wholesale Distributors, Non-Profit/Private/Fraternal/Social Clubs, Nightclubs/Adult Entertainment Clubs, Caterers; Country Clubs, Bowling Alleys, Breweries, Drive- Through Retail Stores and Contingent Liability for rental facilities or event planners.
Assault or battery coverage is offered at full limits on most risks.
Available in CT, ME, MA, NH, NY, VT
Insurer: A.M.Best® A++ Rated Carrier
Bar/ Restaurant Application
Convenience/ Grocery Store Application
Catering Plus Supplemental Liquor Liability Application
Our Owner Acting as General Contractor Product is designed to cover the interests of an owner who chooses to act as the General Contractor in the construction of or renovation/conversion of a structure into a 1-4 Family Dwelling. Contract costs up to $1,000,000 are eligible. This product is perfect for individuals who seek to manage and control their own project by performing the work themselves.
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
General Liability and Property coverage available for contractors who use
any substances for preventing, destroying, repelling, or mitigating pests such as insects, rodents, fungi, bacteria, weeds, or other form of plant life
Minimum Premium: $125
Exclusion: Pest Control Accounts that are involved in wood destroying organism work (termites powder post beetles, carpenter ants etc) or inspection work. Prohibited Exposures: Pest Control Operations with the following license Aerial Pesticide Applications; Agricultural Plant / Animal Product; Aquatic Pest Control; Forest Pest; Control Demonstrate / Research Pest Control; Not Licensed Operators; Any work in the 5 Boro’s of NY – Queens, Bronx, Brooklyn, Manhattan, Staten Island.
Available in New England and New York state
Insurer: A.M.Best® A Rated Carrier
This product is specifically designed for Pet Day Care and/or Kennel Operations with incidental pet product retail sales, pet training or grooming. Coverages include Veterinary Medical Expenses and Professional Liability for Grooming Operations
Available in New England and New York state
Insurer: A.M.Best® A++ Rated Carrier
Flexible Liability Coverage for hard-to- place products exposures such as Manufacturers, Sellers or Distributors of wide range of products. New Products and New Companies are eligible
Limits: up to $ 5 Mill/ $5Mill
Minimum Premium: $1,000
Examples of Products Written: Helmet Manufacturing, Skin Care Products, Over the counter drugs, Bullet Proof Vests, Pet Care products, Buffalo Burgers, Food Products . Coverage Options: Product Liability Only. Product Liability with Vendors and /or Product Recall
Available in New England and New York state
Insurer: A.M.Best® A Rated Carrier
Product Liability Application
Swimming Pools Contractors / Dealers Program GL, Property and Inland Marine coverage
Eligible operations: Construction Installation, Service Repair & Renovation; Diving Board installation / repair eligible
Eligible classes: Swimming Pools, Hot Tubs, Spas (in-ground /above ground)
Minimum Owner Payroll: $16,000
Prohibited Exposures: Commercial Waterslide construction / repair, Portable spa rentals ;Installation of child /safety fencing; Hired or Non-owned Auto coverage; Any work in the 5 Boroughs of NY – Queens, Bronx, Brooklyn, Manhattan, Staten Island.
Available in New England and New York state
Insurer: A.M.Best® A Rated Carrier
Submit ACORD application for a quote
Interested in becoming an SRL Agent? Contact us today.
Call Toll Free: 888.773.7475
Email: info@specialrisksltd.com
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