SRL Special Risks Limited Insurance Center

Coastal & High Value Homes

SRL’s flexible coverage is designed for mid to high-value properties, older homes, secondary or seasonal residences, rental properties, builder’s risks, etc.

Note: Programs available in: MA, CT, VT, RI, NY, ME, NH; including: Cape Cod, Narragansett Bay, The Gold Coast and The Hamptons.

Insurer:	Lexington
Coverages Available:	HO-3 with minimum Coverage A $300,000 Personal Umbrella Liability/Excess Personal Articles Floater Excess Flood Coverage
Minimum Premium:	$1,500
Limits:	$300,000 - $100m
Special Features:	Risks with previous losses may qualify Seasonal Rentals – Weekly/Monthly 10% commission Competitive Pricing No Restrictions on distance to water Wind deductibles of 1% and 2% for qualifying risks

• High Value Home/Waterfront Application (PDF)