News & Events

Single Sign On Access to American Reliable is now available at our quoting portal

NO USER NAME AND PASSWORD REQUIRED to log in to American Reliable system.
To quote or Service Boat, 1-4 Family Dwelling or Mobile Home with American Reliable, log in to and select the product
To request log in credentials for email

You will be able to access the following American Reliable products:

  • - Boat up to 26'(including policies issued in the PTS system. Click HERE to learn more)
  • - Dwelling Fire (1-4 Family Dwelling. Rental, Owner Occupied, Vacant, Seasonal)
  • - Mobile Home (Owner occupied, Rental)

Click Here for a Short Training Video and other materials will assist you in navigating through the American Reliable website

$15 Gift Card for Each Contractors GL, Vacant or Builders Risk Policy with Lloyds

Now through December 31st 2018
States: CT, MA, ME, NH, NY, PA, RI

Take Advantage of our Instant Online Quote service and receive a $15 Gift Card for each Contractors GL, Vacant Building, Builders Risk new business policy with LLOYDS
Click HERE for more details

American Modern 5% Incentive Commission Campaign

Incentive Period: July 1st 2018 – June 31st 2019
Incentive Commission: 5%
Products: Dwelling Fire, Mobile Home, Watercraft, Motorcycle/ ATV, Collector Car
States: CT, PA

In addition to standard commissions paid on American Modern polices, your Agency is eligible to receive an Incentive Commission for new business policies first underwritten by American Modern in the state of CT with effective dates July 1st 2018 through June 31st 2019

Incentive Commission amount: 5% of net written premium *

The Incentive Commission will be calculated and paid to Your Agency within 60 days after the end of Incentive period.

To quote/ issue a new business policy with American Modern online please log in to with your SRL agency code, select your name, select the product.

For additional information call 888 773 7475 x Personal lines Email:

* The Incentive Commission will not apply to any subsequent renewals

NEW Market for Rental Dwelling: American Reliable

Effective : March 2, 2018
Sates: CT, MA, ME, NH, NY, RI, VT

We are pleased to announce our NEW Dwelling Fire and Mobile Home Market - American Reliable Insurance Company®, a member of Global Indemnity A.M.Best A (Excellent) rated carrier

DP-3, DP-2 and DP-1 Policy available for 1-4 Family Dwelling

  • •   Competitive Rates
  • •   Direct Bill policy - quote and issue policy online
  • •   Coverage A - up to $500,000
  • •   Liability Limits up to $500,000
  • •   ACV or Replacement Cost Loss Settlement
  • •   Up to 10 Locations per policy
  • •   Rental, Seasonal, Owner and Vacant (DP-1) occupancy

To quote/ issue new business policy online please log in to with your SRL agency code, select your name and then Dwelling Fire Product

For more details Email or call 888 773 7575 x Personal Lines

Premium Financing is now built in to the online rating system

Insurance Center Special Risks offers a new Premium Financing program exclusively through Express Premium Finance Co

  • •   Prefilled Application & Premium Financing Agreement: Print and Sign
  • •   Minimum premium amount eligible for financing: $500
  • •   25% down payment
  • •   Monthly installments
  • •   Flexible payment terms
  • •   Personal attention throughout the course of the loan

This added-value enhancement is specifically designed to help you, our independent agent, sell insurance. Therefore, allowing you to obtain, retain and overall, increase growth from new business opportunities.

Quote AUGold Products Online

Insurance Center Special Risks introduces AUGold, our new program with the online quoting option for Personal and Commercial products at

  • •   Rental Dwelling DP-1, DP-3
  • •   Renovations/Builders Risk/ Vacant DP-1 and DP-3
  • •   Lessor's Risk/ Mixed Occupancy
  • •   Mercantile business
  • •   Convenience Store/Grocery Store
    • Use your SRL Agency Code to log in or email for assistance

      American Modern is Increasing Maximum Dwelling Value for DP-3 Policy to $750,000 in Connecticut

      Effective date: May 9th 2017
      Sate: CT

      To help you serve the higher valued market, American Modern® is increasing the maximum dwelling values in our DP-3 program in CONNECTICUT

      Owner-occupancy or rental property: $75,000 to $750,000
      Seasonal and Vacant home: $75,000 to $1,000,000

      For a property to qualify for the DP-3 program's comprehensive coverage and replacement cost settlement, it must be in above average to excellent condition.

      There is no age limit on the home, but the roof must have been updated within the past 20 years.

      It can be a single family, duplex, 3- or 4-family structure.

      To quote/ issue new business policy online please log in to with your SRL agency code, select your name and then Dwelling Fire Product

      For more details Email

      Insurance Center Special Risks is now licensed in the state of Florida!

      We are excited about extending our wide spectrum of P&C products, including Personal Liability and Umbrella, General Liability, Flood, Coastal Homeowners and Contractors GL, to take on new opportunities and a growing demand from our existing producers.

      Please contact us at (888) 773-7475 or browse our website for more information on the types of business we can entertain in FL

      New Coastal Home Insurance for Primary & Seasonal Residences: Lower Rates

      Airbnb, weekly rentals and seasonal rental occupancies are now acceptable Lower Rates

      Take advantage of our NEW Coastal Homeowners Program for Primary or Seasonal Residences

      • •   LOWER RATES
      • •   Min Coverage A Limit $150,000
      • •   Extended Replacement Cost Option
      • •   Risks with up to 3 losses in the past 3 years acceptable
      • •   Wind Deductible 1% and 2%
      • •   Quick turnaround on quotes
      Non-admitted A.M.Best A Rated Carrier.
      Fax ACORD HO-3 application to 413 781-0050

      Please Note the Following Changes to Dwelling Fire Underwriting Guidelines

      • •   Insurance to Value 100% : to determine Replacement Cost for DP-3 policy, use MSB Cost Estimator available at the modernLINK.Alternative Cost Estimators are no longer acceptable
      • •   Risks with lapse in coverage are NO LONGER acceptable
      • •   Policies cancelled for non-pay will NOT be re-instated or re-written if payment is not received by American Modern within 15 days grace period
      • •   Applicant's 5 year loss history must be taken into consideration: Risks with substantial Water, Fire, Theft or Liability losses are no longer acceptable
      For additional information please contact our Personal Lines department: 888-773-7475
      Insurance Center Special Risks offers competitive rates for 1-4 family dwellings.
      PC 1-10. Rental, Seasonal, Log Homes, Short Term Rentals, Risks in the name of LLC, Trust, Estate are eligible.
      No Lead Free Certification required.

      Workers’ Compensation Program

      SRL now offers Workers Compensation Program for Small Businesses and Artisan Contractors: 7% Commissions on new business, 6% on renewals.

      Market: A.M. Best "A++" Excellent
      Minimum Payroll: $15,000 (plus an owner). $25,000 for contracting classes (1 full time employee is required)
      No Loss History required for submissions generating premium less than $25,000
      Pay-as-you-go option available with no down-payment, no installment fees.
      Safety Groups Dividend Plans (up to 40% premium return based on the group loss ratio) available for Automotive, Restaurants, Retail/ Wholesale Food Group
      Deviations up to 20% available in MA

      Click HERE for more details and list of eligible classes

      SRL Flood Program: 17% commission on new business and 15% on renewal business

      Insurance Center Special Risks now offers full on-line access to Philadelphia Insurance Company Flood Policy quoting and service.
      The Program provides coverage protecting both Residential and Commercial buildings and contents, including Condominium Associations. Convenient web based policy quoting and processing system. Credit and Debit card payment options available.
      Philadelphia Insurance Company is A.M. Best® A+ Rated Carrier, authorized federal flood insurance writer
      In order to obtain authorization from Philadelphia to quote, service and issue flood policies on-line, please visit SRL Flood page and submit required Set Up Forms to Philadelphia Insurance Company:

      New Lower Rates and Coverage Enhancements for Dwelling Program in Massachusetts

      10% lower rates on property & liability coverage are available effective 08/15/08 Massachusetts Dwelling Program is designed for 1 to 4 family dwellings: Seasonal, Rental or Owner Occupied.

      On-line Quotes !
      No age limit !
      No Mandatory Windstorm/ Hail Deductible!
      Functional Replacement Cost Settlement for DP-3

      Functional Replacement Cost Settlement a money saving option for your customers, that allows older homes to be insured for a lower Coverage A amount which reflects the cost to rebuild the home with current building materials

      Find Out More...

      ATVs Insurance Program now available in Massachusetts

      Get on-line quote on any type of ATV’s and other off-road vehicle in 90 seconds.
      Minimum Premium $75.

      Special Features:

      • •   Multiple Discounts: 10% Homeownership
      • •   10% Multi-Unit; 5-10% Policy Transfer;10%-15% Loss Free Discount
      • •   $1,000 Safety Apparel Coverage is automatically included on each policy at no charge.

Interested in becoming an SRL Agent?

Interested in becoming an SRL Agent? Contact us today.

Call Toll Free: 888.773.7475

Fax: 413.781.0050
or contact us here