Personal Umbrella/ Excess Personal Umbrella

Personal Umbrella:

Admitted Market. Online Quotes. Direct Bill Policy

Coverage for up to 15 Dwellings (1-4 family homes and condos)

Minimum premium: $160

Special features:

  • Unlimited number of watercraft up to 75 feet
  • Unlimited number of operators in household
  • Risks in the name of Trust, Estate, LLC or LP eligible
  • Underage or older drivers (90+)
  • Poor driving records (including DUI)
  • Celebrity applicants acceptable
  • Farm/ Ranch owners acceptable
  • Primary Umbrella or Excess over Primary Umbrella

Underlying Requirements: $250/$500/$100 (Auto); $300,000 (Home)

Preferred & Standard Applicants: can be written admitted in most states. Limits up to $10 million. No limitations on the number of autos boats, RV's or operators.
Can be direct billed at new business or renewal.

High-Risk Applicants: We write applicants with underage drivers, older drivers, poor driving records (including DUI's) and larger watercraft.

Celebrity Applicants: We write high profile applicants such as politicians, entertainers and professional athletes. Personal Injury coverage is available.

Special Farm/Ranch Owners Product: We can add individually owned farm exposures to our personal umbrella. Farm family partnerships may be added as additional insureds.

Available in New England, NY and PA
Insurer: A.M.Best® A++ Rated Carrier

Quote Online / Login to SRL EZ Raters

If you don't know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475

Excess Personal Umbrella:

Available for applicants who desire higher limits than their primary umbrella carrier will provide. The product has no self insured retention and a broad definition of Bodily Injury which includes mental injury, mental anguish, humiliation and shock. We also offer excess Uninsured/Underinsured motorist coverage in all states.

Minimum premium: $200

Available in New England, NY and PA
Insurer: A.M.Best® A++ Rated Carrier

Quote Online / Login to SRL EZ Raters

If you don't know your SRL Agency Code, please e-mail info@specialrisksltd.com or call: 888-773-7475

Interested in becoming an SRL Agent?

Interested in becoming an SRL Agent? Contact us today.

Call Toll Free: 888.773.7475

Fax: 413.781.0050
Email: info@specialrisksltd.com
or contact us here